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BLUE RIDGE MORTGAGE COMPANY

SERVING MARTINSVILLE, HENRY & PATRICK COUNTIES SINCE 2000

We would like to take this opportunity to say how much Judy Smith and the staff at Blue Ridge Mortgage Company are appreciated by our office.  Judy's knowledge, commitment and professonalism helps to erase the "fear of the unknown" that prevents so many folks from even trying to inquire as to what they may be eligible for.  To sum it all up, patience is a virtue describes Judy perfectly.                -Patrick Land & Auction, Inc.

Just a note of thanks to you, Mr. William Sater and Blue Ridge Mortgage Company.  Words cannot tell about the helping hand that was shown to me while getting me into my new home.  I thank you from the bottom of my heart.  Thanks and may God Bless you.                -Geneva Rumley

Hello Tammy,  I just wanted to drop a quick note to say thank you again for your help on my home loan.  You promised that it would be a good experience and it was.  You did a fantastic job and I really appreciate it.        -Kent Coleman

First, I would like to say thank you to Judy Smith for all of the help she gave me to make my dream of owning my own home a reality.  To me, Judy is a person who is not in the business just for the almighty dollar, but a person who is there to help not only the higher class, but the little people like me.  Blue Ridge Mortgage Company has a Jewel working for them and I would recommend Judy to anyone.  I have grown to think of Judy as my friend.  Stay as you are and God bless you.                 -Margaretta Clark

I have worked with Judy Smith of Blue Ridge Mortgage Company over the past years to acquire financing for land, business and residential transactions.  She has always exhibited knowledge and innovative thinking in obtaining financing for those with troubled credit status.  For those with good, or excellent credit, she has worked equally hard to obtain superior credit terms.  I especially appreciate her patience and sensitivity in working through the unique problems which arise with each client.         -Richard D. Rogers, Jr of Four Rivers Realty, LLC

I received Stephanie Oliver's name through a call to the wrong number.  I had just found out that I was pregnant and living in a one bedroom cabin that my husband and I bought as a fixer-upper.  We had misplaced our W2's and any other information that we seemed to need in the move.  Stephanie went above and beyond the call of duty.  She catered to my own personal issue which is a lack of patience.  If she said that she was going to call she did; even if it was just to let me know that she was still waiting for a response.  A mortgage broker may be a job title for Stephanie but to me and my family we will always think of her as so much more; as she helped us build a home for our son when no one else had the time.    -Marc & Rachel Camilleri of Boones Mill, VA

First of all, my husband and I came to Blue Ridge Mortgage Company because of the great things we had heard about it.  The first time I called I spoke with Bill Sater who was wonderful and very helpful to me.  Later I called to schedule a time to come by and fill out an application, Bill again was so flexible about times he would meet us, which for us meant alot.  After many weeks of trying to get us approved for a loan, Bill had kept us informed of everything that was going on every step of the way.  Bill never stopped trying his hardest to make things go through with the lenders and I can't say enough how much he meant to us throughout this whole process.  You have a great establishment and I just wanted to let you know how much it had an impact on us.  I will refer anyone who is looking for any type of real estate need to Blue Ridge Mortgage Company. Thanks!                  -Kevin, Shannon, Kevin Jr., Parker, Laura, & Haley Horn

My name is Marvin Pitts, I live in Philadelphia, PA.  I first talked to Judy Smith on the telephone about moving and buying a home in Virginia.  She talked to me about my credit and also told me about how to clean up my credit report.  Judy worked with me every day telling me how to restore my credit.  She provided me with name's, addresses and individuals that I could follow up with.  She talked to me about Blue Ridge Mortgage Company and how and when to buy.  I have grown to think of Judy as my friend.  Judy helped me build myself when no one else would.  I thank you from the bottom of my heart.  -Marvin Pitts

Bill, Thanks so much for being sooooo nice!!  I really appreciate you and will definitely spread the word about you.  -Dianna Nunn

I highly recommend Judy Smith (mortgage specialist) to help you with the time consuming chore of buying or refinancing your home.  Judy takes on the stress for you while finding the best possible interest rates and lenders that will meet your needs.  Judy is a sweet and caring individual and Judy makes you feel like you've known her for years.  Before talking business Judy wants to sincerely know how you've been and if your day has went well.  Judy not only becomes a business associate, she becomes your friend.  If you're looking for someone to make you feel calm and comfortable in this major decision of your life, then Judy Smith is the person for you.     -Candice Hubbard
This letter is to inform you of the experience that I had with Mrs. Judy Smith as my mortgage specialist.  Mrs. Judy was an angel sent from Heaven to our lives.  After trying three others to get pre-qualified, we were referred to Judy.  From the very beginning she was very upfront, outspoken, and thorough in her project with us.  She asked questions that no one else asked and let us know that in order to help us she had to gather information about us.  She gave us hope and she kept us encouraged.  Even during her time of mourning, she continued to work on our case.  When it seemed that it was time to give up, she never did and it truly paid off.  When reaching the closing table, what should have confused me, didn't, simply because Mrs. Judy had already informed me of the process and procedures.  So even though I was nervous, I wasn't a total wreck because she had prepared me for what was to come.  Judy Smith has truly been a blessing in our lives and she is definitely a treasure and an asset to your company.  Thanks be to God and Judy allowing God to use her to bless us, we now have a happy, comfortable, and safe home to come home to.        -Karen L. Brown

I would lilke to take the time to thank Tammy Branscome for her outstanding customer service at Blue Ridge Mortgage Company.  Tammy insured me that buying a new home is a great experience and it truly was.  She took care of all of my questions and concerns.  I was truly blessed to have such a wonderful person helping me every step of the way.  Thanks to Tammy and everyone at Blue Ridge Mortgage Company.                        -Jeff Greer


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Blue Ridge Companies, LLC dba Blue Ridge Mortgage Company is a licensed mortgage broker by the Virginia State Corporation Commission; License# MC-2383.  All mortgage loans are funded by third party mortgage lenders.  Blue Ridge Companies, LLC is not affiliated with or a division of USDA or any governmental agency.